Does Your Valentine Have a Emergency Savings?

February is a good time to look at your relationship with your significant other and discuss your financial goals--not romantic granted, but an important part of the relationship.  Most couples may have a wide range of:

• Money Experiences--one may have been raised in a frugal family with all members contributing to finding ways to spend less money and the other raised with no discussion of finances one way or the other; 
• Money Habits--one may have a habit of giving generous gifts at the holidays and one may have a habit of being generous with extended family members throughout the year;
• Money Values--one may place a high value on giving to savings for the kids' college fund and one may place a high value on the style home they live in.

What needs to be discussed, often, is the joint financial goals and how their experiences, habits and values help or hinder those goals. Taking time to calmly discuss your goals and the steps needed to reach those goals will help alleviate those sometimes stressful conversations around money. Ck out this YouTube video  on how romantic an emergency savings plan can be!