Do you REALLY know who's on the other side of the phone/email?

The FTC reported on its Top Ten Consumer Scams of 2010 and for the first time, "Imposter Scams" made the list. Have you ever received a phone call from the "IRS" claiming that you've won a sweepstake but you have to send in the taxes first? An email from a neighbor or relative who finds themselves in urgent trouble and needs you to wire them money? A letter from a well known company such as Walmart, claiming you've won something but have to pay for the shipping? These are all scams designed to pry some of your hard earned dollars out of your hands. Keep your "scam" radar up by remembering that you really do not know who's on the other end of the phone or the true sender of an email/letter. Never send money for something you have "won" and check out any request for help from a relative/friend before helping. For more information on Imposter Scams, check out the FTC's Consumer Alert.