Saturday, June 16, 2012

Is Your Pet in Your Spending Plan?

I am unabashedly a pet lover. We currently have 3 dogs, a cat and fish. We have had in the past: hamsters; guinea pigs; pet rats (don't ask); bunnies; a lizard; multiple fish; hermit crabs and a beloved first dog. While I truly value the "invaluable" impact these animals have had on our lives, it took me a long time to realize how much they cost and to plan for those dollars. Not including pet costs in your Spending Plan will derail the plan quickly. Take a look at how much pet cages, food, accessories, toys and vet bills have cost you in the past.  Then add the line item in your Spending Plan for pets. It wouldn't hurt to add another $20 to it and save that money up for emergency vet bills--which are not an "if" but a "when". Then see if there are any cost savings measures you can take. I make my own dog treats and get flea/tick med's from Costco. I encourage responsible pet ownership which includes ensuring you have the money needed for it (along with the time and patience!)

Homemade Dog Treats: Combine 1 1/4 cup of grated Cheddar cheese, 1/4 lb of softened butter, 1/2 cups of whole wheat flour, and 1 crushed clove of garlic until well mixed. Add mile to form to dough into a ball. Cover with plastic wrap and chill for 30 minutes. On a floured board, roll out the dough to 1/2 inch thickness. Cut using cookie cutters into whatever shape you like and bake in ungreased pan at 375 for 15 minutes. Keep refrigerated after cooking. (recipe adapted from Family Fun magazine)

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